For all other questions, please call us at 1-855-DULIBAN (1-855-385-4226)
Tractor Protect is owned and operated by Duliban Insurance Brokers Ltd. We are a family owned independent Insurance Brokerage with over 40 years of general insurance experience in Auto, Home, and Commercial Insurance. We have a specific focus on Rural, Farm and Agri-Business.
Duliban Insurance Brokers has an exclusive contract to underwrite stand alone Tractor and equipment insurance coverage with Trillium Mutual Insurance Company. Trillium Mutual has roots dating back over 140 years and is well known for being a leader in the farm insurance industry.
Call us! As your “Hometown Broker” we are available 24 hours a day 365 days a year to discuss and assist with your claim. We can be reached online, by email or by phone at 1-855-DULIBAN (1-855-385 4226).
The Settlement will be based on replacement cost with no deduction for depreciation of any kind, this is conditional on insuring for total purchase price including tax.
The settlement will be based on Actual Cash Value, which will be calculated at the time of the claim. The ACV will be roughly equivalent to the current market of a comparable used item, less any costs that would have made your item ready for sale.
Payment in full by credit card when you purchase the policy.
Yes! And we would love the opportunity! Give us a call at 1-855-DULIBAN (1-855-385-4226) to discuss any other insurance needs.
Tractor Protect is only available at the present time for residents of Ontario.
Your policy will automatically renew on an annual basis unless cancelled by billing the premium to your credit card on file. The documents will be emailed and mailed to the address on file. We are available at any time to discuss any questions or changes to the policy.
The Tractor Protect package policy is not available for commercial or business use equipment. We do have alternate coverage plans available and you should call us at 1-855-DULIBAN (1-855-385-4226) to discuss this.
The standard policy deductible is $500 which is lower than many farm and home policies. This can be reduced to $250 with the purchase of the Elite Plus Endorsement.
Yes, $2,000,000 liability insurance coverage is included for the use of the tractor along with the property damage and bodily injury caused by its personal use and operation. Their are exclusions for business use, pollution claims, and other situations which are outlined in the available policy wording. For a complete list of liability exclusions, please contact us at any time.
This policy provides “All Risk” coverage and however is subject to common exclusions, these include as follows
A. latent defect, inherent vice, gradual deterioration or wear and tear;
B. or sustained while the property insured is actually being worked on or repaired and directly resulting from or caused by any repairing, adjusting or servicing of the property insured, unless fire or explosion ensues and then only for the loss or damage caused by such ensuing fire or explosion;
C. corrosion, rust, dampness of atmosphere, freezing or extremes of temperature;
D. misappropriation, secretion, conversion, infidelity or any dishonest act on the part of “you” or other party of interest, “your” or their employees or agents or any person(s) to whom the property may be entrusted, except bailees for hire;
E. any mysterious disappearance;
F. mechanical breakdown, mechanical defect, scraping, scratching or marring;
G. breaking or falling through ice;
H. rodents (such as squirrels or rats), insects, birds, vermin (such as skunks and raccoons) or pests;
I. the weight of a load imposed on a machine exceeding the capacity for which such machine was designed;
J. while in any race, speed test or tractor pull event.